There are a variety of service-connected scholarships you may want to explore.
- Indiana Primary Care Scholarship Program (IPCSP)
- National Health Service Corp Scholarship Program (NHSC)
- Armed Forces Health Professions Scholarships Program (AFHPSP)
- Veterans – G.I. Bill
Indiana Primary Care Scholarship Program (IPCSP)
To learn about the physician shortage in Indiana, follow these links:
The IPCSP is a state of Indiana supported service obligated scholarship program for medical students. The mission of the program is to attract trained primary care physicians to deliver health care services in medically underserved (MUA) or health professions shortage (HPSA) areas. Medically underserved areas are designated in the state of Indiana by the Indiana State Department of Health (ISDH) – see the map above.
Scholarships will be awarded to applicants who possess characteristics that increase the probability they will practice primary care in a medically underserved area after completion of medical training. Students who are uncertain of their commitment to primary health care practice in shortage areas in the state of Indiana are advised not to apply to the IPCSP. Depending on available funding, it is expected that 6 to 8 scholars will be selected annually from the students admitted to the IU School of Medicine (IUSM).
The scholarship will provide tuition and applicable fees (according to state legislature appropriations) for each of the four years of medical school. For each year of the award, an IPCSP scholar will incur one year of obligated service providing fulltime primary health care in a designated shortage area. Students have the right to select an MUA or HPSA from the ISDH database any time after the scholarship is awarded, but no later than the end of the second year (or third year for those in a four-year residency) of residency.
Selection Process Applications will be reviewed by the IPCSP Committee. The Committee is appointed by the Dean of the IUSM and is composed of four representatives from the Dean’s Office and the departments of Family Medicine, Internal Medicine, and Pediatrics. This committee will select scholars from the applicant pool and make recommendations to the IU School of Medicine Scholarship Committee, which will make the final selections.
IPCSP applicants must be residents of the state of Indiana and be enrolled as fulltime medical students. IPCSP scholarship awards are limited to four academic years.
Students who enter this program cannot be obligated to any federal, state or other entity for a period of service after academic training is completed. The student must submit a completed application and other materials as required for the selection process by the announced deadline date. If the applicant is competitive, he or she may be interviewed by a representative of the IPCSP Committee. A student must sign a contract if he/she is selected to receive an award.
Funding Priorities Upon completion of the educational program, applicants must be willing to provide “primary health services,” which are defined as:
- family practice,
- general internal medicine,
- general pediatrics,
The program will consider the following factors relevant to selecting qualified individuals to participate:
- personal commitment to a primary care career,
- work experience,
- community background and involvement,
- recommendations from community and faculty,
- location of permanent residence being in a rural or urban underserved area,
- prior activities demonstrating interest in primary health care,
- academic performance.
Deferments for Residencies The IPCSP service obligation will start immediately after the scholarship recipient has completed the accredited residency training in a primary care specialty. Participants are required to obtain grad clinical training from an Indiana accredited residency in primary care. Participants will not receive IPCSP support during their residency nor incur an additional service obligation.
Defaulting on the IPCSP Obligation—Breach of Contract Participants who are dismissed from school for academic reasons or who voluntarily withdraw from school before graduation will be declared in default and held liable to Indiana University for repayment of all funds paid on their behalf by the IPCSP. The amount owed must be paid within three years from the date of default. Annual interest determined by using the 52-week Treasury Bill rate plus 8 percent will be assessed on the unpaid principal balance of this debt to the University, retroactive to the date of the issued award.
Participants who withdraw from the IPCSP before graduation will be declared in default. Participants who graduate from medical school, but fail to enter a primary care residency training program, will be declared in default. Participants who fail to begin and/or complete their service obligation immediately after completion of training will be declared in default. In the event that scholarship recipients default on their commitment, they are required to repay the amount received through IPCSP plus interest.
The interest will be determined by using the 52-week Treasury Bill rate plus 10 percent, assessed retroactive to the date of the issued award.
The financial obligation that the University is entitled to recover shall be paid within three years of the date of default. If the debt remains unpaid after the due date, it will be referred to a contracted collection agency as delinquent. If collection efforts are unsuccessful, the case will then be referred to the University Counsel Office for litigation. All delinquent debts must be reported to a commercial credit bureau and are subject to charges for the administrative and court costs of collection.
Participants seeking suspension of their obligation (e.g., due to a severe disability) must submit in writing a letter of request to the IPCSP Committee. The request must state the underlying circumstances and be supported by documentation before consideration by the IPCSP Committee.
In the event of the participant’s death, any obligation due the IPCSP is canceled.
Contract Information The scholarship recipient will indicate acceptance of the terms and mission of the IPCSP program through a contract. The terms of the contract will indicate that the services to be provided are primary care services in an approved Indiana shortage area. In return, the IPCSP will pay directly to the school tuition and fees covered by the award. In the event of a dispute or failure to perform obligations under the IPCSP, the terms of the contract shall govern.
At the time of graduation, participants will receive a summary of the scholarship obligation. While fulfilling the service obligation to the IPCSP, participants are required to complete an Annual Service Report Form. All participants will be required to provide evidence of performance of their service obligations through a letter from a health officer having jurisdiction over the shortage area in which the service obligation was performed. Call MSA-SFS for an application.
National Health Service Corp Scholarship Program (NHSC)
Citizens of the United States are eligible to apply to this program for educational support benefits, which include tuition and required fees, books and other education related expenses, and a monthly taxable stipend of approximately $1500. Recipients also have priority for continuing their scholarship awards through the final year of medical school, if appropriated funds continue to be available.
For each year of support, students are obligated to practice for one year in a federally designated, high priority Health Manpower Shortage Area of the United States, as assigned by the NHSC. The minimum service obligation is two years. Service placements include rural community health centers, the rural health care facilities of the Indian Health Service, and the medical facilities of the Department of Justice’s Federal Bureau of Prisons.
Selection priority will be given to:
- former recipients of the NHSC Scholarship;
- former recipients of their school’s Exceptional Financial Need scholarship;
- applicants who have specialty goals in primary care medicine (family practice, osteopathic general practice, internal medicine, pediatrics, and obstetrics gynecology);
- applicants who want to serve in underserved rural areas and are from rural backgrounds (since essentially the majority of assignments will be in rural America); and
- applicants from underrepresented minorities (African Americans, Hispanics, Asians, etc.) who are needed to practice in underserved minority communities. American Indians and Alaskan Natives are advised also to apply to the Indian Health Service Scholarship Program, which would give them priority for selection. Application deadlines are typically in March of every year.
For more information and/or application materials for the NHSC, contact the MSA-SFS or:
National Health Service Corps Scholarship Programs http://nhsc.hrsa.gov/scholarship/
Armed Forces Health Professions Scholarships Program (AFHPSP)
This program provides recipients with full tuition and fees; reimburses the cost of books, student health insurance, and supplies; and pays a monthly stipend (approximately $2,200 per month). Recipients are commissioned as second lieutenants or ensigns in the inactive service of the Army, Navy, or Air Force.
Obligatory service includes a 45 day annual period of active duty, to be performed at a military hospital or medical center, and arranged so as not to interrupt the student’s academic work. If required, arrangements can be made to serve this annual active duty while on campus. Following completion of graduate training, recipients are required to serve one year of active duty for each year or partial year of aid received, but not less than three years. Periods of residency do not meet the active duty service pay back requirements.
Indiana residents should contact the armed forces recruiters listed below or contact MSA-SFS for more information.Air Force Health Professions Scholarship Program
2970 Presidential Drive, Suite 250
Dayton, OH 45431
Office (937) 427-5837
Health Care Recruiter
U.S. Army Indianapolis Health Care Career Counseling Center
7400 N. Shadeland Ave. Suite 230
Indianapolis, IN 46250
Cell: (517) 803-7989
Fax: (317) 841-4310
Navy Medical Programs
Jason Kohlmann, NC1, U.S. Navy Medical Recruiter/Medical Representative
7400 North Shadeland Ave., Suite 260
Indianapolis, IN 46250
Office: (317) 596-1842
Cell: (317) 694-9860
Fax: (317) 596-1849
Veterans – G.I. Bill
Students who are veterans should contact the Department of Veterans Affairs Regional Office to see if they are eligible to receive monthly educational benefits. Students who are eligible must file VA Form 1990, “Applications for Program of Education,” 30 days prior to the beginning of the semester.